Easy Finance Options Available. Thinking Of Choosing Finance?

Finance options best suited for you and your purchase. As a customer of Indoor & Outdoor UK Ltd your finance application will be considered by Ideal For Finance.

 To spread the cost of your purchase, simply choose Humm at the checkout and select the finance option that suits you. The application form is quick and simple and includes help text throughout to assist you. You will receive a decision from your lender in just a few seconds. 

Please be aware that finance options are a form of credit. If you fail to maintain your payments, your lender could ask a debt collector to contact you or commence legal action to recover the money you owe. A poor repayment record will affect your credit file. 

Whichever finance option you choose to apply for, you need to be sure that you can afford to pay the deposit, and keep up with your monthly repayments. You should think about any changes to your situation that might occur during the term of the loan, which could impact on your finances - e.g. retirement, moving home, changing jobs, or any health issues which could affect your income or expenditure. 

As we mentioned earlier, the representative example is not a quote or formal offer of finance - we display this to help you understand how much a loan will cost, and so you can compare it with other products. 

Whilst these numbers are there to help you understand what a loan will cost you, it’s important that you understand any other potential costs in the terms and conditions of the finance option you select. For instance, you may be charged missed or late payment fees if you don’t keep up with your payments. 

Legal Information 

INDOOR & OUTDOOR UK LIMITED is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance.

Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status.

The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

Here is a representative example of a £5,000 purchase with 25% deposit over 5 years(60 months). 

Purchase amount £5,000; deposit amount £1,250; total credit £3,750; interest rate 14.9% (Fixed); loan duration 60 months; monthly repayment £87.20; total repayable £5231.84; total cost £6481.84.